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Rental Assistance

Homeless Prevention Resources in Phoenix: How to Avoid Losing Your Housing

By Common Ladder · May 29, 2026 · 5 min read

If you're behind on rent, facing an eviction notice, or about to have your utilities shut off, call 211 first. Dial 2-1-1 from any phone (or visit 211arizona.org). A live operator can match you to the rental assistance program with funds available right now in your ZIP code. It's free, confidential, and you don't need an appointment.

This guide covers the programs in Phoenix and Maricopa County that exist specifically to keep you housed — before homelessness starts. Most of them are first-come, first-served. The earlier you ask, the better your odds.


If You Have an Eviction Notice in Hand

Time matters. Once a landlord files in court, you typically have only 5 business days to respond before a judgment is entered against you.

Community Legal Services — Free Eviction Defense

Community Legal Services represents tenants facing eviction in Maricopa County at no cost. They can review your notice, file a response, and represent you in court.

Arizona's Eviction Help Project

A statewide partnership offering free legal help for tenants facing eviction. Apply online at azlawhelp.org or call (866) 637-5341.

Maricopa County Justice Courts — Self-Help

If you can't reach a lawyer in time, the Justice Court self-help center provides free forms and guidance to file an Answer to an eviction. Find your court at superiorcourt.maricopa.gov.


Emergency Rental Assistance Programs

These programs pay your landlord directly to cover back rent or upcoming rent. Most require proof of income, a lease, and a written pay-or-quit notice.

Wildfire (Community Action Agencies)

Wildfire administers Community Services Block Grant funds for Maricopa County, including rental and utility assistance. Eligibility is based on income (usually under 200% of the federal poverty level).

Society of St. Vincent de Paul — Phoenix

St. Vincent de Paul offers one-time rent and utility help through its conferences (parish-based volunteer teams). They focus on families and individuals in immediate crisis.

Catholic Charities Community Services

Catholic Charities runs eviction prevention programs across Maricopa County and helps with deposits, first month's rent, and back rent for qualifying households.

Salvation Army — Phoenix Metro

Salvation Army provides rental and utility assistance through its Phoenix corps offices. Funding varies by location and time of year.

City of Phoenix Human Services Department

The City of Phoenix administers federal rental assistance through its Family Services Centers. Eligibility is based on income and Phoenix residency.


Utility Assistance: Keep the Lights and AC On

In Phoenix summers, losing electricity isn't an inconvenience — it's a medical emergency. Arizona has specific protections and programs for this.

LIHEAP (Low Income Home Energy Assistance Program)

LIHEAP is the federal program that pays a portion of your utility bill if you qualify by income. In Maricopa County, apply through Wildfire or any Community Action Agency partner.

APS Crisis Bill Assistance

Arizona Public Service (APS) offers up to $800/year in crisis bill assistance through partner agencies. Call APS at (602) 371-7171 or 211 to find a partner site.

SRP Economy Price Plan and Safety Net

Salt River Project customers can apply for the SRP Safety Net program, which provides a bill credit and protects against disconnection during extreme heat.

Arizona's "No Heat / No Cool" Disconnection Rules

Utilities in Arizona cannot disconnect service when the National Weather Service forecasts a high above 95°F or a low below 32°F within the next 24 hours. If a utility is threatening shutoff during these conditions, tell them the rule and call the Arizona Corporation Commission at (602) 542-4251 to file a complaint.


If You Live in Subsidized Housing or Have a Voucher

Losing a Section 8 voucher or public housing placement is one of the fastest paths into homelessness. Get help before you miss a hearing.


What to Expect

Most rental assistance programs in Phoenix have more applicants than funding. Apply to several at once. Bring documents to your first call so you can fast-track: your lease, your pay-or-quit notice, photo ID, and the most recent income proof you can find (pay stubs, SSI letter, benefits letter).

If a program tells you funds are out for the month, ask when the next cycle opens and whether they keep a waitlist. Some programs reopen on the first business day of each month.

You are not alone in this, and you are not the only person calling. The faster you reach out — even before the eviction filing — the more options you have. Common Ladder maintains updated phone numbers and intake hours so you don't waste a call.

Start with 2-1-1. Then keep dialing.

Have a correction or an update? Contact us — we keep this information current.

Frequently asked questions

I'm behind on rent in Phoenix — what should I do first?

Call 211 first. Dial 2-1-1 from any phone or visit 211arizona.org, and a live operator can match you to a rental assistance program with funds available right now in your ZIP code. It's free, confidential, and you don't need an appointment.

How do I get free help fighting an eviction in Maricopa County?

Community Legal Services represents tenants facing eviction in Maricopa County at no cost — they can review your notice, file a response, and represent you in court; call (602) 258-3434. Arizona's Eviction Help Project also offers free legal help statewide at (866) 637-5341 or azlawhelp.org.

Can I get help paying my utility bill before it's shut off?

Yes. LIHEAP pays a portion of your utility bill if you qualify by income (apply through Wildfire at (602) 604-0640), APS offers up to $800 a year in crisis bill assistance, and SRP customers can apply for the SRP Safety Net program for a bill credit.

Can my utility shut off my power during extreme Phoenix heat?

No. Utilities in Arizona cannot disconnect service when the National Weather Service forecasts a high above 95°F or a low below 32°F within the next 24 hours. If a utility threatens shutoff during these conditions, tell them the rule and call the Arizona Corporation Commission at (602) 542-4251 to file a complaint.

Do I have to be Catholic to get help from Catholic Charities?

No. Catholic Charities runs eviction prevention programs across Maricopa County and helps with deposits, first month's rent, and back rent for qualifying households, and you do not need to be Catholic to receive help. Call (602) 749-4405.